最新调整！事关房贷！算算能省多少钱
<div class="wx_rich_media_content" id="jsWxContainer"><p style='margin-bottom: 0em; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif; letter-spacing: 0.544px; visibility: visible; box-sizing: border-box !important;'><span class="wxart_image" wx-style='display:inline-block;outline: 0px;box-sizing: border-box !important;overflow-wrap: break-word !important;visibility: visible !important;width: 677px !important;'></span></p><p style='margin-bottom: 0em; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif; letter-spacing: 0.544px; visibility: visible; box-sizing: border-box !important;'><br></p><p style='margin-bottom: 0em;text-align: center;'></p><section><section powered-by="xiumi.us"><section><section><section powered-by="xiumi.us"><section><section><section powered-by="xiumi.us"><p><br></p><h1 style='margin-right: 8px; margin-left: 8px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-variant-numeric: normal; font-variant-east-asian: normal; letter-spacing: 0.544px; widows: 1; text-align: center; line-height: 1.75em; visibility: visible; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; letter-spacing: normal; visibility: visible; box-sizing: border-box !important;'><strong style='outline: 0px; max-width: 100%; visibility: visible; box-sizing: border-box !important;'>中国人民银行 中国银行保险监督管理委员会</strong></span></h1><h1 style='margin-right: 8px; margin-left: 8px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-variant-numeric: normal; font-variant-east-asian: normal; letter-spacing: 0.544px; widows: 1; text-align: center; line-height: 1.75em; visibility: visible; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; letter-spacing: normal; visibility: visible; box-sizing: border-box !important;'><strong style='outline: 0px; max-width: 100%; visibility: visible; box-sizing: border-box !important;'>关于调整差别化住房信贷政策有关问题的通知</strong></span></h1><p style='margin-right: 8px; margin-bottom: 2em; margin-left: 8px; outline: 0px; max-width: 100%; font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-variant-numeric: normal; font-variant-east-asian: normal; text-indent: 0em; widows: 1; color: rgb(59, 47, 44); font-size: 14px; letter-spacing: 1.5px; line-height: 2em; text-align: center; visibility: visible; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; visibility: visible; font-size: 16px; box-sizing: border-box !important;'>银发〔2022〕115号</span></p><p style='margin-right: 8px; margin-bottom: 2em; margin-left: 8px; outline: 0px; max-width: 100%; font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-variant-numeric: normal; font-variant-east-asian: normal; text-indent: 0em; widows: 1; color: rgb(59, 47, 44); font-size: 14px; letter-spacing: 1.5px; visibility: visible; line-height: 1.75em; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; visibility: visible; letter-spacing: normal; font-size: 16px; box-sizing: border-box !important;'>中国人民银行上海总部，各分行、营业管理部，各省会（首府）城市中心支行、副省级城市中心支行；各银保监局：</span></p><p style='margin-right: 8px; margin-bottom: 2em; margin-left: 8px; outline: 0px; max-width: 100%; font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-variant-numeric: normal; font-variant-east-asian: normal; text-indent: 0em; widows: 1; color: rgb(59, 47, 44); font-size: 14px; letter-spacing: 1.5px; visibility: visible; line-height: 1.75em; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; visibility: visible; letter-spacing: normal; font-size: 16px; box-sizing: border-box !important;'>为坚持房子是用来住的、不是用来炒的定位，全面落实房地产长效机制，支持各地从当地实际出发完善房地产政策，支持刚性和改善性住房需求，促进房地产市场平稳健康发展，按照国务院有关部署，现就差别化住房信贷政策有关事项通知如下：</span></p><p style='margin-right: 8px; margin-bottom: 2em; margin-left: 8px; outline: 0px; max-width: 100%; font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-variant-numeric: normal; font-variant-east-asian: normal; text-indent: 0em; widows: 1; color: rgb(59, 47, 44); font-size: 14px; letter-spacing: 1.5px; visibility: visible; line-height: 1.75em; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 16px; visibility: visible; letter-spacing: normal; box-sizing: border-box !important;'>一、</span><span style='outline: 0px; max-width: 100%; visibility: visible; letter-spacing: normal; font-size: 16px; color: rgb(0, 82, 255); box-sizing: border-box !important;'><strong style='outline: 0px; max-width: 100%; visibility: visible; box-sizing: border-box !important;'>对于贷款购买普通自住房的居民家庭，首套住房商业性个人住房贷款利率下限调整为不低于相应期限贷款市场报价利率减20个基点，</strong></span><span style='outline: 0px; max-width: 100%; font-size: 16px; visibility: visible; letter-spacing: normal; box-sizing: border-box !important;'>二套住房商业性个人住房贷款利率政策下限按现行规定执行。</span></p><p style='margin-right: 8px; margin-bottom: 2em; margin-left: 8px; outline: 0px; max-width: 100%; font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-variant-numeric: normal; font-variant-east-asian: normal; text-indent: 0em; widows: 1; color: rgb(59, 47, 44); font-size: 14px; letter-spacing: 1.5px; visibility: visible; line-height: 1.75em; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; visibility: visible; letter-spacing: normal; font-size: 16px; box-sizing: border-box !important;'>二、在全国统一的贷款利率下限基础上，人民银行、银保监会各派出机构按照“因城施策”的原则，指导各省级市场利率定价自律机制，根据辖区内各城市房地产市场形势变化及城市政府调控要求，自主确定辖区内各城市首套和二套住房商业性个人住房贷款利率加点下限。</span></p><p style='margin-right: 8px; margin-left: 8px; outline: 0px; max-width: 100%; font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-variant-numeric: normal; font-variant-east-asian: normal; widows: 1; color: rgb(59, 47, 44); font-size: 14px; letter-spacing: 1.5px; text-align: right; line-height: 1.75em; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; letter-spacing: normal; font-size: 16px; box-sizing: border-box !important;'>中国人民银行</span></p><p style='margin-right: 8px; margin-left: 8px; outline: 0px; max-width: 100%; font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-variant-numeric: normal; font-variant-east-asian: normal; widows: 1; color: rgb(59, 47, 44); font-size: 14px; letter-spacing: 1.5px; text-align: right; line-height: 1.75em; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; letter-spacing: normal; font-size: 16px; box-sizing: border-box !important;'>中国银行保险监督管理委员会</span></p><p style='margin-right: 8px; margin-bottom: 0em; margin-left: 8px; outline: 0px; max-width: 100%; font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-variant-numeric: normal; font-variant-east-asian: normal; widows: 1; color: rgb(59, 47, 44); font-size: 14px; letter-spacing: 1.5px; text-align: right; line-height: 1.75em; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; letter-spacing: normal; font-size: 16px; box-sizing: border-box !important;'>2022年5月15日</span></p><section data-role="outer" label="Powered by 135editor.com" style='outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-variant-numeric: normal; font-variant-east-asian: normal; letter-spacing: 0.544px; line-height: 27.2px; widows: 1; box-sizing: border-box !important;'><section data-role="outer" label="Powered by 135editor.com" style='outline: 0px; max-width: 100%; visibility: visible; box-sizing: border-box !important;'><br style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'></section><section data-role="outer" label="edit by 135editor" style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section data-role="title" data-tools="135编辑器" data-id="111336" style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section style='margin: 20px auto; outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; display: flex; justify-content: center; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section data-role="outer" label="edit by 135editor" style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section data-role="title" data-tools="135编辑器" data-id="100791" style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section style='margin: 10px auto; outline: 0px; max-width: 100%; text-align: center; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; display: inline-block; box-sizing: border-box !important;'><section data-width="16%" style='outline: 0px; max-width: 16%; box-sizing: border-box; width: 47.5px; height: 4px; overflow: hidden; background: rgb(57, 131, 198);'><br style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'></section><section data-brushtype="text" style='margin-top: -4px; padding: 6px 1.7em; outline: 0px; max-width: 100%; box-sizing: border-box; font-size: 16px; letter-spacing: 1.5px; color: rgb(28, 113, 190); border-width: 1px; border-style: solid; border-color: rgb(102, 159, 211);'><span style='outline: 0px; max-width: 100%; font-size: 17px; color: rgb(0, 82, 255); box-sizing: border-box !important;'><strong style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'>可省多少钱？专家算了一笔账</strong></span></section><section style='outline: 0px; max-width: 100%; display: flex; justify-content: flex-end; align-items: flex-start; box-sizing: border-box !important;'><section style='margin-top: -8px; outline: 0px; max-width: 100%; box-sizing: border-box; width: 8px; height: 8px; overflow: hidden; background: rgb(57, 131, 198);'><br style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'></section></section></section></section></section></section></section></section></section></section></section><p style='margin-right: 8px; margin-bottom: 0em; margin-left: 8px; outline: 0px; max-width: 100%; visibility: visible; line-height: 1.75em; box-sizing: border-box !important;'><span style='margin-bottom: 0em; outline: 0px; max-width: 100%; font-size: 16px; font-family: "Helvetica Neue", Helvetica, Arial, sans-serif; visibility: visible; box-sizing: border-box !important;'>光大证券首席经济学家高瑞东表示，</span><span style='margin-bottom: 0em; outline: 0px; max-width: 100%; font-family: "Helvetica Neue", Helvetica, Arial, sans-serif; visibility: visible; font-size: 16px; color: rgb(0, 82, 255); box-sizing: border-box !important;'><strong style='outline: 0px; max-width: 100%; visibility: visible; box-sizing: border-box !important;'>通知主要针对新发放商业性个人住房贷款，存量商业性个人住房贷款利率仍按原合同执行</strong></span><span style='margin-bottom: 0em; outline: 0px; max-width: 100%; font-size: 16px; font-family: "Helvetica Neue", Helvetica, Arial, sans-serif; visibility: visible; box-sizing: border-box !important;'>。</span></p><p style='margin-right: 8px; margin-bottom: 0em; margin-left: 8px; outline: 0px; max-width: 100%; visibility: visible; line-height: 1.75em; box-sizing: border-box !important;'><br style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'></p><p style='margin-right: 8px; margin-bottom: 0em; margin-left: 8px; outline: 0px; max-width: 100%; visibility: visible; line-height: 1.75em; box-sizing: border-box !important;'><span style='margin-bottom: 0em; outline: 0px; max-width: 100%; font-size: 16px; font-family: "Helvetica Neue", Helvetica, Arial, sans-serif; visibility: visible; box-sizing: border-box !important;'>政策调整后，全国层面首套住房商业性个人住房贷款利率下限由不低于相应期限贷款市场报价利率（LPR）调整为不低于相应期限LPR减20个基点（按4月20日发布的5年期以上LPR计算为4.4%），如所在城市政策下限和银行具体执行利率跟随全国政策同步下调，居民家庭申请贷款购买首套普通自住房时，利息支出会有所减少。</span></p><p style='margin-right: 8px; margin-bottom: 0em; margin-left: 8px; outline: 0px; max-width: 100%; visibility: visible; line-height: 1.75em; text-align: center; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 16px; color: rgb(0, 82, 255); box-sizing: border-box !important;'><strong style='outline: 0px; max-width: 100%; visibility: visible; box-sizing: border-box !important;'><span style='margin-bottom: 0em; outline: 0px; max-width: 100%; font-family: "Helvetica Neue", Helvetica, Arial, sans-serif; visibility: visible; box-sizing: border-box !important;'>↓ ↓ ↓</span></strong></span></p><p style='margin-right: 8px; margin-bottom: 0em; margin-left: 8px; outline: 0px; max-width: 100%; visibility: visible; line-height: 1.75em; text-align: center; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 16px; color: rgb(0, 82, 255); box-sizing: border-box !important;'><strong style='outline: 0px; max-width: 100%; visibility: visible; box-sizing: border-box !important;'><span style='margin-bottom: 0em; outline: 0px; max-width: 100%; font-family: "Helvetica Neue", Helvetica, Arial, sans-serif; visibility: visible; box-sizing: border-box !important;'>按贷款金额50万元、期限30年</span></strong></span></p><p style='margin-right: 8px; margin-bottom: 0em; margin-left: 8px; outline: 0px; max-width: 100%; visibility: visible; line-height: 1.75em; text-align: center; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 16px; color: rgb(0, 82, 255); box-sizing: border-box !important;'><strong style='outline: 0px; max-width: 100%; visibility: visible; box-sizing: border-box !important;'><span style='margin-bottom: 0em; outline: 0px; max-width: 100%; font-family: "Helvetica Neue", Helvetica, Arial, sans-serif; visibility: visible; box-sizing: border-box !important;'>等额本息还款估算</span></strong></span></p><p style='margin-right: 8px; margin-bottom: 0em; margin-left: 8px; outline: 0px; max-width: 100%; visibility: visible; line-height: 1.75em; text-align: center; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 16px; color: rgb(0, 82, 255); box-sizing: border-box !important;'><strong style='outline: 0px; max-width: 100%; visibility: visible; box-sizing: border-box !important;'><span style='margin-bottom: 0em; outline: 0px; max-width: 100%; font-family: "Helvetica Neue", Helvetica, Arial, sans-serif; visibility: visible; box-sizing: border-box !important;'>利率下调20个基点</span></strong></span></p><p style='margin-right: 8px; margin-bottom: 0em; margin-left: 8px; outline: 0px; max-width: 100%; visibility: visible; line-height: 1.75em; text-align: center; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 16px; color: rgb(0, 82, 255); box-sizing: border-box !important;'><strong style='outline: 0px; max-width: 100%; visibility: visible; box-sizing: border-box !important;'><span style='margin-bottom: 0em; outline: 0px; max-width: 100%; font-family: "Helvetica Neue", Helvetica, Arial, sans-serif; visibility: visible; box-sizing: border-box !important;'>平均每月可减少月供支出约60元</span></strong></span></p><p style='margin-right: 8px; margin-bottom: 0em; margin-left: 8px; outline: 0px; max-width: 100%; visibility: visible; line-height: 1.75em; text-align: center; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 16px; color: rgb(0, 82, 255); box-sizing: border-box !important;'><strong style='outline: 0px; max-width: 100%; visibility: visible; box-sizing: border-box !important;'><span style='margin-bottom: 0em; outline: 0px; max-width: 100%; font-family: "Helvetica Neue", Helvetica, Arial, sans-serif; visibility: visible; box-sizing: border-box !important;'>未来30年内共减少利息支出约2万元</span></strong></span></p></section></section></section></section></section></section></section></section></section><section data-role="paragraph" style='outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif; letter-spacing: 0.544px; visibility: visible; box-sizing: border-box !important;'><p style='outline: 0px; max-width: 100%; vertical-align: inherit; visibility: visible; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; color: rgb(178, 178, 178); font-size: 14px; letter-spacing: normal; text-indent: 0em; caret-color: rgba(0, 0, 0, 0); visibility: visible; box-sizing: border-box !important;'>来源：中国人民银行、央视财经</span></p><p style='outline: 0px; max-width: 100%; vertical-align: inherit; visibility: visible; box-sizing: border-box !important;'><br></p></section></div><p></p> 看帖回帖是美德！{:11_518:} 我了个去，顶了 我也来顶一下.. 。。。。。。。。。。。 合肥的利率还是那么高 https://www.hq0564.com/static/image/smiley/moni/11.gif
页:
[1]