霍邱购房优惠政策来啦！这些点值得注意！
本帖最后由 豆豆、 于 2023-11-30 09:15 编辑 <br /><br /><div class="wx_rich_media_content" id="jsWxContainer"><p style="margin-bottom: 8px; text-indent: 0em;"><br></p><section><section><section data-role="outer" label="edit by 135editor"><section data-role="paragraph"><section style="margin-bottom: 24px; outline: 0px; letter-spacing: 0.544px; font-size: 16px; visibility: visible; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><section style="margin-bottom: 10px; outline: 0px; justify-content: flex-start; display: flex; flex-flow: row nowrap; visibility: visible;"><section style="padding-top: 20px;padding-right: 21px;padding-left: 21px;outline: 0px;display: inline-block;width: 100%;vertical-align: top;align-self: flex-start;flex: 0 0 auto;background-color: rgba(139, 206, 255, 0.25);visibility: visible;"><section style="outline: 0px;text-align: justify;visibility: visible;"><p style="outline: 0px;visibility: visible;line-height: 2em;"><span style="font-size: 15px;letter-spacing: 2px;">《霍邱县关于进一步促进房地产市场平稳健康<span style="outline: 0px;visibility: visible;">发展的若干措施》出台后，有不少购房户打来咨询电话，询问政策的细节性问题。目前，针对购房者关心的问题，现予以解答如下：</span></span></p><p style="outline: 0px;visibility: visible;"><br></p></section></section></section></section><section style="margin-bottom: 24px; outline: 0px; letter-spacing: 0.544px; font-size: 16px; visibility: visible; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><section style="outline: 0px; justify-content: flex-start; display: flex; flex-flow: row nowrap; visibility: visible; transform: translate3d(-1px, 0px, 0px);"><section style="outline: 0px;display: inline-block;vertical-align: top;width: auto;min-width: 5%;flex: 0 0 auto;height: auto;visibility: visible;"><section style="outline: 0px;text-align: center;line-height: 0;visibility: visible;transform: translate3d(1px, 0px, 0px);"><section style="outline: 0px;vertical-align: middle;display: inline-block;line-height: 0;width: 35px;height: auto;visibility: visible;"><p style="line-height:2em;"><span class="wxart_image" wx-style="display:inline-block;outline: 0px;vertical-align: middle;width: 35px;visibility: visible !important;"></span><span style="font-size: 15px;letter-spacing: 2px;"><strong style="outline: 0px;color: rgb(255, 255, 255);font-size: 18px;text-align: justify;background-color: rgb(248, 217, 137);letter-spacing: 0.034em;visibility: visible;"></strong></span></p></section></section></section><section style="padding: 11px 36px;outline: 0px;display: inline-block;vertical-align: top;width: auto;align-self: flex-start;flex: 0 0 auto;background-color: rgb(248, 217, 137);min-width: 5%;height: auto;visibility: visible;"><p style="outline: 0px;visibility: visible;line-height: 2em;"><span style="font-size: 15px;letter-spacing: 2px;"><span style="outline: 0px;color: rgb(0, 122, 170);visibility: visible;"><strong style="outline: 0px;visibility: visible;">一、享受契税补贴事项解答</strong></span><strong style="outline: 0px;color: rgb(0, 122, 170);letter-spacing: 0.578px;visibility: visible;"></strong></span></p><section style="outline: 0px;justify-content: flex-start;display: flex;flex-flow: row nowrap;visibility: visible;"><section style="outline: 0px;display: inline-block;vertical-align: bottom;width: auto;min-width: 5%;flex: 0 0 auto;height: auto;align-self: flex-end;visibility: visible;"><section style="outline: 0px;transform-style: flat;visibility: visible;transform: perspective(0px);"><section style="outline: 0px;text-align: right;line-height: 0;visibility: visible;transform: translate3d(22px, 0px, 0px) rotateY(180deg);"><br></section></section></section></section></section></section></section><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;visibility: visible;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;"><strong style="outline: 0px;visibility: visible;">1.符合那些条件可以申请契税补贴？</strong></span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;visibility: visible;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;"><strong style="outline: 0px;visibility: visible;"><span style="outline: 0px;color: rgb(123, 12, 0);visibility: visible;">2023年9月1日至2024年8月31日，</span></strong>购买霍邱县城区规划区范围内<strong style="outline: 0px;visibility: visible;"><span style="outline: 0px;color: rgb(123, 12, 0);visibility: visible;">住宅、</span></strong><strong style="outline: 0px;visibility: visible;"><span style="outline: 0px;color: rgb(123, 12, 0);visibility: visible;">公寓的（含二手房，二手房过户的须完成网签备案手续），</span></strong>购房人可按缴纳契税的50%申请补贴。</span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;"><strong style="outline: 0px;">2.符合契税补贴的具体交易时间如何认定？</strong></span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;"><strong style="outline: 0px;"><span style="outline: 0px;color: rgb(123, 12, 0);">新建商品房（预售和现房）：</span></strong><span style="outline: 0px;">购房人签订的《商品房买卖合同》和办理预告登记或</span></span><span style="outline: 0px;font-size: 15px;letter-spacing: 2px;">产权转移登记的时间须在2023年9月1日至2024年8月31日期间，方可享受购房契税补贴。</span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;"><strong style="outline: 0px;"><span style="outline: 0px;color: rgb(123, 12, 0);">二手房：</span></strong>购房人签订的《存量房买卖合同》并办理二手房网签备案以及办理产权转移登记的时间在2023年9月1日至2024年8月31日期间，方可享受二手房购房契税补贴。</span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;"><strong style="outline: 0px;">3.申请契税补贴的时间、地点及哪些所需材料？</strong></span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;">申请<span style="outline: 0px;color: rgb(123, 12, 0);"><strong style="outline: 0px;">时间：</strong></span>购房人自完成契税缴纳之日至2025年12月31日可申请购房契税补贴。</span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;">申请<strong style="outline: 0px;"><span style="outline: 0px;color: rgb(123, 12, 0);">地点：</span></strong>霍邱县行政服务中心三楼房产中心（B315室）。</span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;"><span style="outline: 0px;">申请</span><strong style="outline: 0px;"><span style="outline: 0px;color: rgb(123, 12, 0);">材料：</span></strong><span style="outline: 0px;">个人携带有效身份证件、单位携带组织机构代码、</span></span><span style="outline: 0px;font-size: 15px;letter-spacing: 2px;">契税发票、银行卡正反面复印件（银行卡建议提供农商行的，便于统一转账）、不动产登记证明或证书、《霍邱县城区规划区内购房契税补贴申请表》（现场填报）。</span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;"><strong style="outline: 0px;">4.契税补贴如何兑付？</strong></span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;">购房人提交契税补贴申请材料后，住建（房管）部门对申请材料审核确认后，按季度报送财政部门，审核后按程序办理兑付。</span></p><section style="margin-bottom: 24px; outline: 0px; letter-spacing: 0.578px; font-size: 16px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><section style="outline: 0px; justify-content: flex-start; display: flex; flex-flow: row nowrap; transform: translate3d(-1px, 0px, 0px);"><section style="outline: 0px;display: inline-block;vertical-align: top;width: auto;min-width: 5%;flex: 0 0 auto;height: auto;"><section style="outline: 0px;text-align: center;line-height: 0;transform: translate3d(1px, 0px, 0px);"><section style="outline: 0px;vertical-align: middle;display: inline-block;line-height: 0;width: 35px;height: auto;"><p style="line-height:2em;"><span class="wxart_image" wx-style="display:inline-block;outline: 0px;vertical-align: middle;width: 35px !important;visibility: visible !important;"></span><span style="font-size: 15px;letter-spacing: 2px;"><strong style="outline: 0px;color: rgb(255, 255, 255);font-size: 18px;text-align: justify;background-color: rgb(248, 217, 137);letter-spacing: 0.034em;"></strong></span></p></section></section></section><section style="padding: 11px 36px;outline: 0px;display: inline-block;vertical-align: top;width: auto;align-self: flex-start;flex: 0 0 auto;background-color: rgb(248, 217, 137);min-width: 5%;height: auto;"><p style="outline: 0px;line-height: 2em;"><span style="font-size: 15px;letter-spacing: 2px;"><span style="outline: 0px;color: rgb(0, 122, 170);"><strong style="outline: 0px;"><strong style="outline: 0px;letter-spacing: 0.578px;">二、购房消费券事项解答</strong></strong></span><strong style="outline: 0px;color: rgb(0, 122, 170);letter-spacing: 0.578px;"></strong></span></p><section style="outline: 0px;justify-content: flex-start;display: flex;flex-flow: row nowrap;"><section style="outline: 0px;display: inline-block;vertical-align: bottom;width: auto;min-width: 5%;flex: 0 0 auto;height: auto;align-self: flex-end;"><section style="outline: 0px;transform-style: flat;transform: perspective(0px);"><section style="outline: 0px;text-align: right;line-height: 0;transform: translate3d(22px, 0px, 0px) rotateY(180deg);"><br></section></section></section></section></section></section></section><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;"><strong style="outline: 0px;">1.哪些房屋可以享受购房消费券？</strong></span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;">霍邱县城区规划区范围内的新建商品住宅、公寓，<strong style="outline: 0px;"><span style="outline: 0px;color: rgb(123, 12, 0);">不包含二手房。</span></strong>根据企业自愿申请原则，项目的全部在售房源进入房源库，城区项目主要有：万达北苑、名邦凯旋公馆、徽盐珺临府、法姬娜森林湖畔、法姬娜西湖首府、法姬娜新城悦府、法姬娜滨湖国际、锦绣书香学府、悦湖湾、玖悦府、上书房、城市之光、东方一品城。</span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;"><strong style="outline: 0px;">2.购房消费券如何领取和使用？</strong></span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;">购房消费券由开发企业向住建（房管）部门申领，购房消费券免申即享（直接抵扣购房款），无需购房人亲自领取。购房人只需规定的时间内购房，签订《商品房商品房买卖合同》后，即由企业代为领取。<strong style="outline: 0px;"><span style="outline: 0px;color: rgb(123, 12, 0);">消费券共600张，先购先得，发完为止。</span></strong></span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;"><strong style="outline: 0px;">3.购房消费券可以抵扣多少购房款？</strong></span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;">每张消费券按<strong style="outline: 0px;"><span style="outline: 0px;color: rgb(123, 12, 0);">200元/平方米（</span></strong>以商品房买卖合同面积为准）确定额度<strong style="outline: 0px;"><span style="outline: 0px;color: rgb(123, 12, 0);">，最高不超过2万元。</span></strong>每套住房限用一张。</span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;"><strong style="outline: 0px;">4.购房消费券如何兑付?</strong></span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;">开发企业按季度向县住建（房管）部门报送需要兑付的消费券，县住建（房管）部门对申请材料审核确认后，按季度报送县财政部门。县财政部门审验后，按程序办理兑付，县住建（房管）部门将消费券资金转入开发企业银行账户。其中，出售房屋为期房的，完成预告登记兑付50%，完成综合查验后兑付50%；出售房屋为现房的，开发企业开具安徽增值税普通发票后一次性全部兑付。开发企业首次申请兑付截止时间为2025年12月31日，逾期不再办理。</span></p><section style="margin-bottom: 24px; outline: 0px; letter-spacing: 0.578px; font-size: 16px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><section style="outline: 0px; justify-content: flex-start; display: flex; flex-flow: row nowrap; transform: translate3d(-1px, 0px, 0px);"><section style="outline: 0px;display: inline-block;vertical-align: top;width: auto;min-width: 5%;flex: 0 0 auto;height: auto;"><section style="outline: 0px;text-align: center;line-height: 0;transform: translate3d(1px, 0px, 0px);"><section style="outline: 0px;vertical-align: middle;display: inline-block;line-height: 0;width: 35px;height: auto;"><p style="line-height:2em;"><span class="wxart_image" wx-style="display:inline-block;outline: 0px;vertical-align: middle;width: 35px !important;visibility: visible !important;"></span><span style="font-size: 15px;letter-spacing: 2px;"><strong style="outline: 0px;color: rgb(255, 255, 255);font-size: 18px;text-align: justify;background-color: rgb(248, 217, 137);letter-spacing: 0.034em;"></strong></span></p></section></section></section><section style="padding: 11px 36px;outline: 0px;display: inline-block;vertical-align: top;width: auto;align-self: flex-start;flex: 0 0 auto;background-color: rgb(248, 217, 137);min-width: 5%;height: auto;"><p style="outline: 0px;line-height: 2em;"><span style="outline: 0px;font-size: 15px;letter-spacing: 2px;"><strong style="outline: 0px;color: rgb(0, 122, 170);letter-spacing: 0.578px;">三、团购优惠政策解答</strong></span></p></section></section></section><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;"><strong style="outline: 0px;">1.团购房源包括哪些？</strong></span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;">霍邱县城区规划区范围内的新建商品住宅、公寓（不包含二手房）。</span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;"><strong style="outline: 0px;">2.团购后可以享受哪些优惠？</strong></span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;">一次性团购霍邱县城区规划区范围内新建商品住宅、公寓5套及以上的，除可使用<strong style="outline: 0px;"><span style="outline: 0px;color: rgb(123, 12, 0);">购房消费券</span></strong>抵扣，享受<span style="outline: 0px;color: rgb(123, 12, 0);"><strong style="outline: 0px;">契税补贴</strong></span>以外，还可<span style="outline: 0px;color: rgb(123, 12, 0);"><strong style="outline: 0px;">按购房合同价款的1%申请团购补贴。</strong></span>支持开发企业给予团购优惠。</span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;"><strong style="outline: 0px;">3.个人组团或开发企业抵押工程款等情形是否可以享受团购政策？</strong></span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;">此项政策是针对企业等用人单位，非必要不在厂区新建职工宿舍的，且购买房屋的产权证须办在团购单位名下。个人组团或开发企业抵押工程款的不可享受。</span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;"><strong style="outline: 0px;">4.申请团购补贴办理流程？</strong></span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;">团购单位自完成契税缴纳之日至2025年12月31日可向县住建（房管）部门申请团购补贴。申请时请携带契税发票、《霍邱县城区规划区内团购补贴申请表》（现场填报）。</span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;">申请地点在霍邱县行政服务中心三楼房产中心窗口（B315室）。</span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;"><strong style="outline: 0px;">5.团购补贴如何兑付？</strong></span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;">企业等用人单位提交申请材料后，县住建（房管）部门对申请材料审核确认后，按季度报送县财政部门。 县财政部门审验后，按程序办理兑付。</span></p><section style="margin-bottom: 24px; outline: 0px; letter-spacing: 0.578px; font-size: 16px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><section style="outline: 0px; justify-content: flex-start; display: flex; flex-flow: row nowrap; transform: translate3d(-1px, 0px, 0px);"><section style="outline: 0px;display: inline-block;vertical-align: top;width: auto;min-width: 5%;flex: 0 0 auto;height: auto;"><section style="outline: 0px;text-align: center;line-height: 0;transform: translate3d(1px, 0px, 0px);"><section style="outline: 0px;vertical-align: middle;display: inline-block;line-height: 0;width: 35px;height: auto;"><p style="line-height:2em;"><span class="wxart_image" wx-style="display:inline-block;outline: 0px;vertical-align: middle;width: 35px !important;visibility: visible !important;"></span><span style="font-size: 15px;letter-spacing: 2px;"><strong style="outline: 0px;color: rgb(255, 255, 255);font-size: 18px;text-align: justify;background-color: rgb(248, 217, 137);letter-spacing: 0.034em;"></strong></span></p></section></section></section><section style="padding: 11px 36px;outline: 0px;display: inline-block;vertical-align: top;width: auto;align-self: flex-start;flex: 0 0 auto;background-color: rgb(248, 217, 137);min-width: 5%;height: auto;"><p style="outline: 0px;line-height: 2em;"><span style="outline: 0px;font-size: 15px;letter-spacing: 2px;"><strong style="outline: 0px;color: rgb(0, 122, 170);letter-spacing: 0.578px;">四、贷款政策事项解答</strong></span></p></section></section></section><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;"><strong style="outline: 0px;">1.调整后的公积金最高贷款可以申请多少额度？ </strong></span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;">使用公积金贷款购买新建商品住宅的，最高贷款额度单职工提高到<strong style="outline: 0px;"><span style="outline: 0px;color: rgb(123, 12, 0);">60万元，</span></strong>双职工提高到<strong style="outline: 0px;"><span style="outline: 0px;color: rgb(123, 12, 0);">80万元。</span></strong></span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;"><strong style="outline: 0px;">2.还有哪些公积金支持政策？</strong></span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;">购买新建商品住宅的，可申请提取公积金支付首付款。我县累计<span style="outline: 0px;color: rgb(123, 12, 0);"><strong style="outline: 0px;">缴满6个月</strong></span>的人员可申请公积金贷款。在我县缴存公积金且无房的新市民、青年人，可按本人月缴存额全额提取公积金支付房租。</span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;"><strong style="outline: 0px;">3.个人购房有哪些金融支持政策？</strong></span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="outline: 0px;font-size: 15px;letter-spacing: 2px;">首套住房商业性个人住房贷款最低首付款比例</span><span style="font-size: 15px;letter-spacing: 2px;"><span style="outline: 0px;color: rgb(123, 12, 0);"><strong style="outline: 0px;">不低于20%，</strong></span>二套住房商业性个人住房贷款最低首付款比例<span style="outline: 0px;color: rgb(123, 12, 0);"><strong style="outline: 0px;">不低于30%。</strong></span>落实个人住房贷款利率政策下限、降低存量首套住房贷款利率等政策。</span></p><section style="margin-bottom: 24px; outline: 0px; letter-spacing: 0.578px; font-size: 16px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><section style="outline: 0px; justify-content: flex-start; display: flex; flex-flow: row nowrap; transform: translate3d(-1px, 0px, 0px);"><section style="outline: 0px;display: inline-block;vertical-align: top;width: auto;min-width: 5%;flex: 0 0 auto;height: auto;"><section style="outline: 0px;text-align: center;line-height: 0;transform: translate3d(1px, 0px, 0px);"><section style="outline: 0px;vertical-align: middle;display: inline-block;line-height: 0;width: 35px;height: auto;"><p style="line-height:2em;"><span class="wxart_image" wx-style="display:inline-block;outline: 0px;vertical-align: middle;width: 35px !important;visibility: visible !important;"></span><span style="font-size: 15px;letter-spacing: 2px;"><strong style="outline: 0px;color: rgb(255, 255, 255);font-size: 18px;text-align: justify;background-color: rgb(248, 217, 137);letter-spacing: 0.034em;"></strong></span></p></section></section></section><section style="padding: 11px 36px;outline: 0px;display: inline-block;vertical-align: top;width: auto;align-self: flex-start;flex: 0 0 auto;background-color: rgb(248, 217, 137);min-width: 5%;height: auto;"><p style="outline: 0px;line-height: 2em;"><span style="font-size: 15px;letter-spacing: 2px;"><span style="outline: 0px;color: rgb(0, 122, 170);"><strong style="outline: 0px;"><strong style="outline: 0px;letter-spacing: 0.578px;">五、助企发展政策</strong></strong></span><strong style="outline: 0px;color: rgb(0, 122, 170);letter-spacing: 0.578px;"></strong></span></p><section style="outline: 0px;justify-content: flex-start;display: flex;flex-flow: row nowrap;"><section style="outline: 0px;display: inline-block;vertical-align: bottom;width: auto;min-width: 5%;flex: 0 0 auto;height: auto;align-self: flex-end;"><section style="outline: 0px;transform-style: flat;transform: perspective(0px);"><section style="outline: 0px;text-align: right;line-height: 0;transform: translate3d(22px, 0px, 0px) rotateY(180deg);"><br></section></section></section></section></section></section></section><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;"><strong style="outline: 0px;">（一）加大金融支持力度。</strong>鼓励金融机构为房地产项目和保交楼项目提供新增配套融资支持。</span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;"><strong style="outline: 0px;">（二）优化车库销售条件。</strong>项目楼栋达到预售许可条件，相应区域地下车库能够连通，且地下车库主体结构验收合格的，开发企业可一并申请预售许可（不可销售的人防地下室等除外）。</span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;"><strong style="outline: 0px;">（三）调整土地出让金付款时限。</strong><span style="outline: 0px;">出让住宅或</span></span><span style="outline: 0px;font-size: 15px;letter-spacing: 2px;">商住用地按起始价的20%确定竞买保证金，出让合同签订后1个月内缴纳至出让价款的50%，余款在出让合同签订后一年内缴清。</span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;"><strong style="outline: 0px;">（四）鼓励城市更新片区改造。</strong>对城市更新项目进行片区整体设计，按照“肥瘦搭配”的原则，吸引企业一体化推进片区改造，完善片区功能。根据项目对城市功能完善贡献度，给予容积率等管控指标激励。落实推动房地产业和建筑业融合发展措施。</span></p><section style="margin-bottom: 24px; outline: 0px; letter-spacing: 0.578px; font-size: 16px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><section style="outline: 0px; justify-content: flex-start; display: flex; flex-flow: row nowrap; transform: translate3d(-1px, 0px, 0px);"><section style="outline: 0px;display: inline-block;vertical-align: top;width: auto;min-width: 5%;flex: 0 0 auto;height: auto;"><section style="outline: 0px;text-align: center;line-height: 0;transform: translate3d(1px, 0px, 0px);"><section style="outline: 0px;vertical-align: middle;display: inline-block;line-height: 0;width: 35px;height: auto;"><p style="line-height:2em;"><span class="wxart_image" wx-style="display:inline-block;outline: 0px;vertical-align: middle;width: 35px !important;visibility: visible !important;"></span><span style="font-size: 15px;letter-spacing: 2px;"><strong style="outline: 0px;color: rgb(255, 255, 255);font-size: 18px;text-align: justify;background-color: rgb(248, 217, 137);letter-spacing: 0.034em;"></strong></span></p></section></section></section><section style="padding: 11px 36px;outline: 0px;display: inline-block;vertical-align: top;width: auto;align-self: flex-start;flex: 0 0 auto;background-color: rgb(248, 217, 137);min-width: 5%;height: auto;"><p style="outline: 0px;line-height: 2em;"><span style="font-size: 15px;letter-spacing: 2px;"><span style="outline: 0px;color: rgb(0, 122, 170);"><strong style="outline: 0px;"><strong style="outline: 0px;letter-spacing: 0.578px;">六、其他注意事项</strong></strong></span><strong style="outline: 0px;color: rgb(0, 122, 170);letter-spacing: 0.578px;"></strong></span></p><section style="outline: 0px;justify-content: flex-start;display: flex;flex-flow: row nowrap;"><section style="outline: 0px;display: inline-block;vertical-align: bottom;width: auto;min-width: 5%;flex: 0 0 auto;height: auto;align-self: flex-end;"><section style="outline: 0px;transform-style: flat;transform: perspective(0px);"><section style="outline: 0px;text-align: right;line-height: 0;transform: translate3d(22px, 0px, 0px) rotateY(180deg);"><br></section></section></section></section></section></section></section><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;">（一）购房人解除或变更2023年9月1日前签订的购房合同及网签备案，再次对同一房源签订购房合同进行网签备案的，不享受购房补贴及消费券政策。</span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;">（二）购房人退房的，开发企业应将对应的购房消费券退还至住建（房管）部门，已进入兑付环节的，应将兑付的财政资金及时退还。</span></p><p style="text-align:justify;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;">（三）根据二手房交易流程要求，买卖双方须完成《存量房买卖合同》网签备案后，再前往不动产登记中心办理权属登记。</span></p><p style="text-align:right;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;">霍邱县住房和城乡建设局</span></p><p style="text-align:right;margin-bottom: 24px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 2px;">2023年11月</span></p><h1 style="margin-bottom: 14px; outline: 0px; font-size: 22px; line-height: 1.4; letter-spacing: 0.544px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="font-size: 12px;font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;">来源：霍邱发布</span></h1></section></section></section></section></div><p></p> {:17_832:} {:face_079:} {:face_079:} {:20_1041:}
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